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Anyone who's dealt with significant debt knows how difficult it is to write out a large check every month to pay it off. Instead, financial weblog FiveCentNickel suggests paying off debt in micropayments:In short, pay what you can afford, and then scrape together whatever else you can during the month and send in multiple, smaller payments... Believe it or not, [a friend] got to the point where he was sending Citibank an extra $5 each and every day via online billpay. By making a game out of finding an extra $5/day, he managed to stay motivated and slay the debt beast well ahead of schedule.
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