Everyone knows how hard it can be to unwind and get to sleep after a long day, so Reader's Digest online suggests 12 steps toward creating the perfect sleep haven to de-stress after a hard day's work. For example: Chill Before Bed. Lower the temperature of your bedroom before you climb into bed, says Becky Wang-Cheng, M.D., a medical director at Kettering Medical Center in Ohio. Lower temperatures signal your body it's time to sleep. If your bed partner objects, just tell him to bundle up.
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The Simple Dollar finance blog crunches the numbers to help anyone who's procrastinating putting aside a little money each paycheck because they're trying to perfect their investment strategies. For example, if the stock market returns nine percent in 2009, and you're afraid of picking something that returns seven percent instead of 11 ...If you elect to save just $10 a month and put it in the good 11% investment (compounded monthly), you have $125.40 at the end of the year. If you elect to save that same $10 a month and choose only the 7% investment (again compounded monthly), you have $123.80 at the end of the year. Yes, the difference between the great investment and the awful investment is only $1.60. Not much, huh? And, of course, those both beat the zero percent you'd earn by sitting on the sidelines wit read more »
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