There are a lot us that dream of quitting our jobs and relaxing while while we comfortably earn money at home. Instead we keep busting our behinds to earn money for some other guy with little in return, a lot of heart ache, and little or no appreciation. Many of us are frightened of the risk in venturing out on our own. The fear of leaving that secure source of income stops most, those who get past that fear, don't have the capital to get a business up and running.