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Personal finance blogger Trent knows a thing or two about putting aside a little money each month and avoiding fees and late payments. If you've been meaning to really utilize all the tools your online bank offers but just haven't dug in, he's written up a post explaining a front-to-back system for paying your bills, getting money socked away, and earning interest where you can. While he's using ING Direct, any bank that offers electronic bill pay and sub-accounts can be set up toward a great financial goal than just not going into overdraft. Hit the link for a full step-by-step. Photo by liewcf. How to Budget Using ING Direct (Or Another Full-Service Online Bank) [The Simple Dollar] 
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